NHS Pay Calculator 2026

Agenda for Change pay scales for England, including the 3.6% 2025/26 award and a projection for the 2026/27 pay rise. See gross pay, take-home after tax, National Insurance and pension, plus London weighting for every band.

Your role

Your pay

Base salary
£31,049
Gross annual
£31,049
– Income tax
£3,292
– National Insurance
£1,478
– Pension (6.5%)
£2,018
Take-home (annual)
£24,260
Monthly take-home
£2,022

What the 2025/26 pay rise is worth to you

Band 5, entry point, Rest of UK — a 3.6% consolidated uplift.

Gross before

£29,970

Gross after

£31,049

Extra take-home per month

£60

Because tax, National Insurance and pension all scale with pay, roughly a quarter to a third of a headline uplift is deducted before it reaches your bank account.

NHS pay bands 2025/26

BandMinMaxTypical role
Band 2£24,465£24,465Domestic, porter, catering
Band 3£24,938£26,598Healthcare assistant, admin
Band 4£27,485£30,162Assistant practitioner, senior admin
Band 5£31,049£37,796Newly qualified nurse, AHP, paramedic
Band 6£38,682£46,581Senior nurse, specialist AHP
Band 7£47,809£54,710Ward manager, advanced practitioner
Band 8£55,690£62,682Band 8a — Lead practitioner
Band 9£103,487£119,087Director, very senior manager

NHS pay questions

How much is a Band 5 nurse paid in 2026?
A newly qualified Band 5 nurse in England starts on £31,049 after the 3.6% 2025/26 Agenda for Change uplift, rising to £37,796 at the top of the band. Inner London adds a High Cost Area Supplement of 20% of basic pay, subject to a minimum and maximum.
What is the NHS pay rise for 2026?
The 2025/26 Agenda for Change award was a 3.6% consolidated increase for all bands in England. The 2026/27 award has not yet been confirmed by the NHS Pay Review Body, so this calculator lets you model a projected uplift between 0% and 6% to see the effect on your take-home pay.
How much NHS pay do I actually take home?
From your gross salary the NHS deducts income tax, National Insurance and your pension contribution (tiered by full-time equivalent salary, typically 6.5% to 12.5%). On a Band 5 starting salary the take-home is roughly three quarters of gross.
Do NHS jobs with visa sponsorship pay the same?
Yes. Agenda for Change pay is identical whether you are a UK resident or on a Skilled Worker visa. Your salary must also meet the Skilled Worker minimum salary threshold and the going rate for your occupation code, which most Band 5 and above roles do.
Does the calculator cover Scotland, Wales and Northern Ireland?
The figures shown are the England Agenda for Change scales. Scotland, Wales and Northern Ireland negotiate separate awards and their band values differ slightly, so treat these as an England-based estimate.

Find a sponsored NHS role at this pay

Every vacancy is cross-checked against the official UK sponsor licence register.

Based on the NHS Agenda for Change scales for England, uplifted by the 3.6% 2025/26 award. The 2026/27 award has not been announced and is shown only as a user-selected projection. Tax and NI are approximate and exclude student loan, salary sacrifice and other deductions. Pension shown is Tier 1 (6.5%); your tier depends on full-time equivalent salary. Scotland, Wales and Northern Ireland have separate AfC scales.